United Community Bank of Georgia Credit Cards

United Community Bank of Georgia (UCBG), with locations throughout Georgia, North Carolina, Tennessee, and South Carolina, offers new customers either $25 or $100 cash back bonuses when opening a credit card account. Ranked "Highest Customer Satisfaction with Retail Banking in the Southeast Region, Five Years in a Row" by J.D. Power, United Community Bank gives local clients several choices of credit cards to suit their individual needs.

Visa® Platinum Card

• Pay down your other credit card balances faster with a 0% APR introductory rate for 15 months
• No annual membership fee
• Visa benefits such as extended warranty coverage, auto rental collision damage waiver coverage and zero fraud liability.

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Visa® Real Rewards Card

• Get 1.5 points for every $1 charged on eligible net purchases
• No cap or limit on the number of points you can earn
• 2,500 bonus rewards ($25) awarded after first purchase

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Cash Rewards American Express® Card

• 3% cash back on the first $6,000 in eligible net purchases made each year at gas stations
• 2%  cash back on eligible supermarket net purchases
• 1% cash back on all other eligible net purchases
• $25 cash back cash back awarded after first purchase
• Enjoy chip-enhanced acceptance and security
• Zero fraud liability
• Rental car insurance
• Extended warranty coverage
• Merchandise return protection
• Access to popular events before the general public

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Premier Rewards American Express® Card

• Earn 4 points for every $1 spent on eligible net restaurant purchases
• Earn 3 points for every $1 spent on eligible net airline purchases
• Earn 2 points for every $1 spent on eligible net gas purchases
• Earn 1 point for every $1 spent on all other eligible purchases
• Earn 10,000 one-time bonus rewards a spend of $1,000 in the first three months
• No cap or limit on the number of points accumulated
• Reimbursement for either Global Entry or TSA Pre-entry fees

Learn More To find out how to get the best deal on your credit card balances UCBG has an entire page of financial calculators where you plug in your numbers and get the answers you're looking for. In 2018 United Community Bank was honored by Forbes as the "best bank in Georgia."

"We are honored to have been named the best bank in the state of Georgia, according to the inaugural Forbes Best-in-State Banks list, in addition to being recognized as one of America’s best performing banks by Forbes magazine for the fifth consecutive year."

Visit their home page for a full list of services they provide.