American Express Blue Cash Everyday Card
American Express Blue Cash Everyday Card offers new account holders a generous $200 statement credit after charging $2,000 worth of purchases.
In addition if cardholders decide to carry a balance, they pay no interest for 15 months. However a minimum monthly payment is due each billing cycle.
In addition be rewarded with cash back on purchases and other benefits and features that American Express offers its customers.
Rewards
- 3% cash back at U.S. supermarkets ($6,000 maximum per year)
- 3% cash back at U.S. gas stations on eligible purchases
- 3% cash back for online retail purchases
- 1% cash back on other eligible purchases
Interest Rates
- Purchases - 0% for 25 days when statement balance is zero
- Purchases - 13.99% to 23.99% depending on creditworthiness and prime rate
- Cash Advances - 25.24%
Fees
- Annual Fee: $0.00
- Cash advance: 5% ($10 min)
- Foreign transaction: 2.7%
- Late payments - up to $40
- Returned payment - up to $40
Redeem Membership Rewards
- Cash back as statement credit ($25 minimum)
- Merchandise such as electronics, fashion, home goods
- Gift cards
- Travel, including airfare, hotels, luggage
- Entertainment
- Donate to selected charities
Travel Benefits
- Roadside Assistance Hotline
- Car rental and damage insurance (excludes liability coverage)
- Global Assist Hotline (doesn't pay for third-party costs)
- Travel accident insurance on common carriers
Security Features
- Fraud Protection
- Advanced secure chip technology
- Text alerts
Amex Card Benefits
- Exclusive savings with Amex Offers
- Amex mobile app
- ShopRunner program members receive free 2nd-day shipping from participating merchants.
- Guaranteed savings off MSRP on new vehicles using the TrueCar service, with some dealers allowing cardholders to place the entire purchase on their Amex card, up to their credit limit
- Entertainment Access for cardholder-only events and places
- Monthly and annual summaries
- Free authorized users cards