Iberia Bank Credit Card

Iberia Bank discontinued Classic Visa Card

Information below is for archival purposes only

The Iberia Bank Classic Visa Card offers no rewards or cash back features, but the cardholder pays a very affordable 7.25% APR for applicants with an excellent credit history, while those having lower credit scores would pay still reasonable rates of 10.25% or 13.25% APR. The Iberia Bank Classic Visa does not charge cardholders any annual fee. The card best serves people who decide to finance their purchases over time at rates usually lower than personal loans usually offer. In addition there are no application fees and the cardholder holder names his or her own time frame for repayment of the loan. Other features of this basic credit card include

• Low 2% balance transfer fee
• Worldwide Visa acceptance
• Free online account access
• Zero liability against fraudulent purchases
• Verified by Visa online shopping protection
• Auto Rental Collision Damage Waiver
• Roadside Dispatch

In additional Iberia offers an introductory 1.99% balance transfer APR for 6 months on opening an account (a 2% balance transfer fee applies). The grace period of 25 days is generous, which means you are entitled to try before you pay depending on the retailer's policy of restocking fees and/or return policies.