Citizens and Northern Bank

Citizens and Northern Bank credit cards offers applicants two choices:

C&N Visa® Lifetime Card

Lower interest rates APR start at 10.49% for excellent credit scores with an initial maximum of 17.49% based on creditworthiness. Rates may vary depending on prime rates. No Annual Fee At the present time there aren't any no promotional APR offers.

C&N Visa® Lifetime Rewards Card

1% reward points on eligible purchases APR start at 12.49% for excellent credit scores with an initial maximum of 19.49% based on creditworthiness. Rates may vary depending on prime rates. No Annual Fee At the present time there aren't any no promotional APR offers.

Features & Benefits

• Zero fraud liability on unauthorized activity
• EMV smart chip technology for added security
• Mobile purchasing capability
• Free checking accounts available with no monthly fees
• 25 day grace period gives ample time in case of buyer's remorse
• Make payments automatically to never miss a payment