American Legion USAA Credit Cards

The American Legion MasterCard has been changed to non-branded USAA credit cards. These credit cards include the following five choices:

• USAA Rewards™ American Express® Card
• Cashback Rewards Plus American Express® Card
• USAA Rewards™ Visa Signature® Card
• Preferred Cash Rewards Visa Signature® Card
• USAA Rate Advantage Visa Platinum® Card

USAA Rewards™ American Express® Card

• 3X points on dining out
• 2X points on gas and groceries
• 1X points on all other eligible purchases
• 2,500 bonus points after first purchase
• No annual fee
• APR from 9.90% to 25.90%
• No APR penalty
• No minimum interest charge
• No over credit limit fee
• No foreign transaction fee
• 3% balance transfer fee
• 3% cash advance fee, which is waived if transferring to USAA deposit account
• Purchase protections for items lost, stolen or damaged within 90 days of purchase

USAA Cashback Rewards Plus™ American Express® Card

• 5% cash back on first $3,000 in combined gas station and military base purchases per year
• 2% cash back on first $3,000 in grocery purchases per year
• Unlimited 1% cash back on all other eligible purchases
• No annual fee
• APR from 11.90% to 25.90%
• No APR penalty
• No minimum interest charge
• No over credit limit fee
• No foreign transaction fee
• 3% balance transfer fee
• 3% cash advance fee, which is waived if transferring to USAA deposit account
• Purchase protections for items lost, stolen or damaged within 90 days of purchase

USAA Rewards™ Visa Signature® Card

• 2X points on gas and dining out
• 1X points on all other eligible purchases
• 2,500 bonus points after first purchase
• No annual fee
• APR from 9.90% to 25.90%
• No APR penalty
• No minimum interest charge
• No over credit limit fee
• No foreign transaction fee
• 3% balance transfer fee
• 3% cash advance fee, which is waived if transferring to USAA deposit account

USAA Cash Rewards Visa Signature® Card

• 1.5% cash back on all other eligible purchases
• No category restrictions
• No annual fee
• APR from 11.90% to 25.90%
• No APR penalty
• No minimum interest charge
• No over credit limit fee
• No foreign transaction fee
• 3% balance transfer fee
• 3% cash advance fee, which is waived if transferring to USAA deposit account

USAA Rate Advantage Visa Platinum® Card

• No rewards
• No annual fee
• APR from 6.90% to 23.90%
• No APR penalty
• No minimum interest charge
• No over credit limit fee
• No foreign transaction fee
• 3% balance transfer fee
• 3% cash advance fee, which is waived if transferring to USAA deposit account

To be eligible for a USAA credit card an applicant has to be currently on active duty, serving the United States honorably, anywhere in the world, or have served honorably during any of the eligible war eras. USAA stands for United Services Automobile Association. Per wikipedia, "USAA was founded in 1922 in San Antonio by a group of 25 U.S. Army officers as a mechanism for mutual self-insurance when they were unable to secure auto insurance because of the perception that they, as military officers, were a high-risk group. USAA has since expanded to offer banking and insurance services to past and present members of the Armed Forces, officers and enlisted, and their families."